AI chat subscriptions compared
As of Oct 20, 2026, the cheapest paid AI chat plan is Google AI Plus (Gemini) at $4.99 a month; ChatGPT Plus, Claude Pro, and Perplexity Pro cost $20. The top tiers reach $500 a month (ChatGPT Pro 500). US prices before tax.
These are the plans people buy to use the apps. Paying per token through an API is a different price list: see API pricing.
Cheapest paid plan of each
For one person, billed monthly.
GeminiGoogle AI Plus$4.99/mo
ChatGPTGo$8/mo
GrokPlus$8/mo
Microsoft CopilotMicrosoft 365 Personal$9.99/mo
Mistral VibePro$14.99/mo
KimiPlus$19/mo
ClaudePro$20/mo
PerplexityPro$20/mo
Free
$0
Unlimited everyday text chats with GPT-6 Luna; limited uploads, image creation, voice, deep research and memory. Source, Oct 20, 2026
Go
$8/mo
More messages with tools, uploads, image creation and voice, and longer memory. May include ads. Source, Oct 20, 2026
Plus
$20/mo
Advanced reasoning with GPT-6 models, expanded deep research, memory and Codex; projects, scheduled tasks and custom GPTs. No annual billing. Source, Oct 20, 2026
Pro 100
$100/mo
Everything in Plus with Pro reasoning (GPT-6 Astra), longer Codex and agent sessions and maximum deep research. Source, Oct 20, 2026
Pro 200
$200/mo
The Pro 100 features with more included usage. Source, Oct 20, 2026
Pro 500
$500/mo
The highest Pro usage, and the only tier with Ultrafast GPT-6 Astra and GPT-6.1 Sol. Source, Oct 20, 2026
BusinessTeam
$25/user/mo$20/mo billed yearly
Shared team workspace with ChatGPT, Codex, admin controls and central billing; at least 2 seats. Premium seats ($125, or $100 yearly) get 5x the usage. Source, Oct 20, 2026
Free
$0
Chat on web, desktop and mobile with Sonnet and Haiku, web search, file creation, Artifacts and up to 5 projects. Source, Oct 20, 2026
Pro
$20/mo$17/mo billed yearly ($200)
At least 5x the Free usage, Opus, Claude Code, projects, Research and Claude in Chrome. Source, Oct 20, 2026
Max 5x
$100/mo
5x the Pro usage per session, higher output limits, priority access and $100 a month in API credits. Source, Oct 20, 2026
Max 20x
$200/mo
20x the Pro usage per session, higher output limits, priority access and $200 a month in API credits. Source, Oct 20, 2026
TeamTeam
$25/user/mo$20/mo billed yearly
For 2 to 150 people: more usage than Pro, Claude Code, SSO and admin controls. Premium seats ($125, or $100 yearly) get 5x the usage. Source, Oct 20, 2026
Free
$0
The Gemini app with Flash-Lite, image generation, Deep Research, Gemini Live and 15 GB of storage. Source, Oct 20, 2026
Google AI Plus
$4.99/mo
2x the Free usage limits with Flash, video generation and Daily Brief, Gemini in Gmail and 400 GB of storage. Source, Oct 20, 2026
Google AI Pro
$19.99/mo
4x the Free limits with Gemini 4 Argon and Pro, Jules, Gemini in Chrome and 5 TB of storage. Source, Oct 20, 2026
Google AI Ultra
$99.99/mo
5x the AI Pro limits, the highest model access, Project Genie, YouTube Premium and 20 TB of storage. Source, Oct 20, 2026
Google AI Ultra (20x)
$199.99/mo
20x the AI Pro limits and the highest Antigravity rate limits, with all Ultra benefits. Source, Oct 20, 2026
Gemini Enterprise BusinessTeam
$21/user/mo
For small businesses and teams, up to 300 seats, no IT setup; "starting at" price. Source, Oct 20, 2026
Sold as The X Subscription, one plan for Grok, Cursor and X; it replaced SuperGrok for new customers.
Free
$0
Limited chat and agent requests. Source, Oct 20, 2026
Plus
$8/mo$7/mo billed yearly ($80)
A shared weekly usage pool for Grok Chat, Voice, Imagine and Build, Grok API access and Cursor. No Grok Bot. Source, Oct 20, 2026
Premium
$30/mo$25/mo billed yearly ($300)
4x the Plus usage, the latest Grok models, Grok Bot, image and video generation, and X Premium+ benefits. Source, Oct 20, 2026
Super
$100/mo$84/mo billed yearly ($1000)
15x the Plus usage with priority model access at peak times. Source, Oct 20, 2026
Ultra
$200/mo$167/mo billed yearly ($2000)
50x the Plus usage, the most powerful chat models and the earliest access to new products. Source, Oct 20, 2026
TeamsTeam
$30/user/mo
Seats on the Premium tier; Super ($100) and Ultra ($200) seats can be mixed in. Central billing and usage analytics. Source, Oct 20, 2026
Free
$0
Practically unlimited basic searches, a few Pro Searches a day; Perplexity picks the model. Source, Oct 20, 2026
Pro
$20/mo$17/mo billed yearly ($200)
Choose between top models (GPT, Claude, Gemini, Grok, Kimi and others), deep research and more Perplexity Computer use. Source, Oct 20, 2026
Max
$200/mo$167/mo billed yearly ($2000)
The highest usage limits, frontier models, the most Perplexity Computer credits and early access to new features. Annual billing on the web only. Source, Oct 20, 2026
Paid Copilot for individuals now comes with Microsoft 365 (Office apps and cloud storage); Copilot Pro is no longer sold. Copilot is for the subscription owner only.
Copilot (free)
$0
A limited free Copilot, subject to available capacity. Source, Oct 20, 2026
Microsoft 365 Personal
$9.99/mo$99.99/yr
Copilot chat with higher usage than free, Office apps with Copilot and 1 TB of storage for one person. Source, Oct 20, 2026
Microsoft 365 Family
$12.99/mo$129.99/yr
Personal for up to 6 people with 2 TB shared; Copilot for the owner only. Source, Oct 20, 2026
Microsoft 365 Premium
$19.99/mo$199.99/yr
Copilot with extensive usage, Premium-only features and limited agentic AI; what replaced Copilot Pro. Source, Oct 20, 2026
Microsoft 365 Pro
$99.99/mo
The highest Copilot usage, more agentic AI and 5 TB of storage. Monthly billing only. Source, Oct 20, 2026
Formerly Le Chat.
Free
$0
Limited messages, web searches and coding sessions, basic image generation and 100+ connectors. Source, Oct 20, 2026
Pro
$14.99/mo
Up to 6x the free messages, all-day coding in CLI, IDE and web, and $15 a month in API credits. Annual billing is 20% off. Source, Oct 20, 2026
TeamTeam
$24.99/user/mo
A shared workspace with higher limits, 30 GB of storage per user and data export. Source, Oct 20, 2026
Free
$0
K3 chat with one agent task at a time and 2 projects. Source, Oct 20, 2026
Plus
$19/mo$15/mo billed yearly ($180)
More agent credits, Kimi Code, Swarm, Deep Research and website deployment. Source, Oct 20, 2026
Pro
$39/mo$31/mo billed yearly ($372)
2x the agent credits, Goal mode and one-click Kimi Claw. Source, Oct 20, 2026
Max
$99/mo$79/mo billed yearly ($948)
5x the agent credits, 4 tasks at a time and up to 1M tokens of context. Source, Oct 20, 2026
Ultra
$199/mo$159/mo billed yearly ($1908)
10x the agent credits and the most scheduled tasks. Source, Oct 20, 2026
No paid subscription; only the developer API is paid.
Free
$0
The web and app chat with DeepSeek V4.1 Flash, free. Source, Oct 20, 2026
Paid tiers exist but their prices show only after sign-in, so they are not listed.
Free
$0
Free chat with Qwen3.8 Max, Qwen3.7 Plus and Qwen3.8 Omni Flash. Source, Oct 20, 2026
Meta One subscriptions add more image and video generation across Meta apps; they are app bundles, not chat plans, so they are not listed.
Free
$0
Meta AI in its app and on meta.ai with Muse Spark, free for everyday use. Source, Oct 20, 2026
US prices in USD before tax, read on each vendor's own pricing page or help center, from a US address; prices elsewhere differ, and some vendors show local prices by location. Checked between Oct 20, 2026 and Oct 20, 2026. Introductory offers, student discounts and enterprise plans are left out. Plans change often; confirm on the vendor's page before you buy.